so, they are paying folks to assume a mortgage? Should be pretty obvious why.

They are on the hook for all the many derivatives of said mortgages that they have sold. Several times over. All the banks and investors involved know the game and have refused, because they know the original and legal and actual true mortgage is soon becoming due.

So, they that have the 'old maid' card go to the sheep, who look at the 'great deal'.. They are paying me to take the mortgage, they say. And when it does, the old maid holder has to pay full value, the ownership he gets is but 1/n where n is the number of upstream holders in the ponzi.

Well, yeah. If you reason rightly that there is obviously no value, and that no one else will take the bribe, you are right.

So, it is obvious that negative interest rates "paid" you by the banks is a actually a tacit admission that the funds you have on deposit with them are not 'yours'. Those funds are theirs, as the 'government' has said so. Along with your 'safety deposit box'. If you don't think so, you will know so, and soon.

Anyone who has ANY funds in ANY bank in excess of that needed for monthly bills, and refilled by you monthly is not thinking.