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Deeper, Deeper: Money, Its A Clique

Posted By: Swami
Date: Sunday, 23-Oct-2016 16:40:59
www.rumormill.news/60159

In Response To: kNOT-BREAKING: Shadows on the Cave Wall (Swami)

The International Forecaster How the Government Uses the Banks to Choke Off Legal Businesses

http://theinternationalforecaster.com/International_Forecaster_Weekly/How_the_Government_Uses_the_Banks_to_Choke_Off_Legal_Businesses

October 22 2016, By James Corbett

Dear Consumer, Our biometric detection division has confirmed that you participated in the protests at last month's coronation of Hillary Clinton as Supreme Leader of the United States for Life. Your case was reviewed by our enforcement personnel and you were found guilty of unlawful dissent. As a result, all of your financial accounts have been closed, your carbon credit allowance has been frozen, and your consumer participation chip has been deactivated.

You have been downgraded from consumer to laborer. As such, you may proceed to the nearest Federal Emergency Management Agency labor camp to receive your work assignment. You will be provided a space in the dormitory and three meal credits per day.

All Hail the New United Nations, Praise Be to Secretary General Rothschild.

Sound like far-fetched science fiction fantasy? If only.

This is a letter from SunTrust Bank to Brian Lynn, a former Marine Corps officer and CEO of a payday lending company that had been operating 26 branches in Florida, Georgia and Alabama for over 20 years. In 2014 both Suntrust and Bank of America closed his companies deposit and account services with no warning or explanation.

"We received a letter from our bank of more than ten years, the Bank of America, back in June, telling us they were closing down the accounts we had for nine of our stores in the Jacksonville area," Lynn explained in a news story in 2015. "I thought there was some sort of mistake, so I contacted our local branch officers, and they were as baffled as I was. We had been a very good customer throughout our long relationship with Bank of America. They contacted their superiors in the corporate offices, but got no explanation. They were just told the decision was final."

On its own, a story like this might just be an anomaly. But it is not an isolated story. It's been happening to gun dealers, pawn shops, coin dealers and tobacconists, even porn stars all across America. Hundreds of completely legal, properly licensed, regulation-compliant businesses have been subject to this treatment for years.

So here's where it gets really creepy. All of these account closures are not just the spontaneous decision of the banks themselves; they are part of a legally dubious and outright Orwellian "Justice" Department program that the DOJ tried to keep from the public for years. Initially conceived as far back as 2011 and first revealed to the public in 2013, the ominously-named Operation Choke Point induced the FDIC to use its supervisory role over the banking industry to lean on banks and "encourage" them to drop clients in industries engaging in "high-risk activities." This inducement took the form of Memorandums of Understanding between the FDIC and FDIC-supervised banks prohibiting payment processing for targeted businesses or classifying loans to such businesses as "undesirable."

But a 2014 report from the Congressional Committee on Oversight and Government Reform showed that these "high-risk" industries covered not just patently illegal or evidently pernicious businesses (pyramid schemes, online gambling, debt consolidation scams), but completely lawful and regulated ones (coin dealers, firearms merchants, tobacconists).

The entire Congressional report and the various committee hearings that were held grilling FDIC and DOJ officials on the matter are worth perusing in their entirety, but Brian Wise of the US Consumer Coalition summarized the program in 2014:

"They didn't want this program to be released, as you mentioned, to the public at all. But most of these industries are industries that they've tried to legislate out of existence over the past 20 or 30 years. They haven't been able to do that

And so the Obama administration under the direction of Eric Holder at the Department of Justice has decided: 'We're going to come up with a creative way to go after these industries. We're going to find the one unifying factor that brings together all of these industries. And what is that? Everyone needs a bank. Everyone needs a payment processor. And so we're going to go to the banks, we're going to intimidate them into stopping their client relationships with all of these companies.'"

And so by executive decree entire classes of businesses, including perfectly legal businesses that were already operating under strict licensing laws and regulatory regimes, became pariahs, cut off from the backbone of the financial system and scrambling to find backups. In Brian Lynn's case, he was forced to apply for an account at 21 different banks before he found one that was willing to take him on as a customer. Other business operators that have come forward have shared similar experiences.

Now this particular story has a "happy ending" of sorts, or at least as much of a happy ending that you're likely to find in anything to do with the abuse of power by the US government. In January of 2015, just weeks after the Congressional report was released, the FDIC retreated on Choke Point, issuing new guidance that encouraged banks "to take a risk-based approach in assessing individual customer relationships rather than declining to provide banking services to entire categories of customers." Of course, that didn't stop the practice altogether. Instead, the "Consumer Financial Protection Bureau," the completely unaccountable bureaucratic nightmare brainchild of Elizabeth Warren, effectively took over the program later that year. In June of this year, the House passed the Commerce, Justice, Science, and Related Agencies Appropriations Act to effectively de-fund Operation Choke Point by prohibiting the Justice Department from using any funds to carry out the program. It remains to be seen whether this will actually quash the program, but at this point it seems likely that it will just continue under another name and through the auspices of a different agency.

But to concentrate solely on Operation Choke Point (or, as many on the right side of the phony left/right paradigm do, to concentrate solely on gun dealers) is to completely miss the point of how truly spine-chillingly Orwellian this program is. Because this program, right here, is a microcosmic instance of the macrocosmic problem: The (FDIC-compliant, Federal Reserve-regulated) banking system as it exists is nothing other than a centralized "choke point" at which the federal government (or any other "authority") can cut an uncooperative business or an inconvenient individual off from the financial system.

But don't take my word for it. Take the DOJ's own Financial Fraud Enforcement Task Force Executive Director's word for it:

"The reason that we are focused on financial institutions and payment processors is because they are the so-called bottlenecks, or choke-points, in the fraud committed by so many merchants that victimize consumers and launder their illegal proceeds. For example, third-party payment processors are frequently the means by which fraudulent merchants are able to get paid.[...]"

"Our prioritization of this issue is based on this principle: If we can eliminate the mass-marketing fraudsters’ access to the U.S. financial system -- that is, if we can stop the scammers from accessing consumers’ bank accounts -- then we can protect the consumers and starve the scammers. This will significantly reduce the frequency of and harm caused by this type of fraud. We hope to close the access to the banking system that mass marketing fraudsters enjoy -- effectively putting a chokehold on it -- and put a stop to this billion dollar problem that has harmed so many American consumers, including many of our senior citizens."

This was what Michael J. Bresnickat told a group of bank supervisors in 2013, shortly before Operation Choke Point was revealed to the public. But we now know this noble sounding program wasn't about stopping "scammers" or "fraud," it was about finding an extra-judicial way of cutting politically targeted (but completely legal) groups and businesses off from the financial system. And they did it.

But wait, it gets worse. Think about how much worse things will be in a cashless economy, like that proffered in the imaginary email at the beginning of this editorial. When all payments are electronic, there will be no way to interact in government-issued fiat without going through the financial system. At least at this point businesses can still resort to cash to skirt these types of non-legal, extra-judicial punishments, but in the future even that (admittedly small) window will be closed.

In the dream society of the technocrats, when the government (and the banksters that pupeteer them) want you off the grid it will require nothing more than a flick of the switch. And then you will be left begging for scraps...

If only there was a decentralized, community-based monetary system or trading system that didn't require interfacing with the federal banking system. Luckily, as we've discussed here many times, there are such alternatives! They already exist, and they don't require any official permission to make use of them.

So if you are in one of these targeted "high-risk" industries or feel your industry might become one of them in the near future, there's only one choice: Start getting off the banking grid now to whatever extent possible. Because you never know when the government is going to flip a switch and your back account is going to be gone.

~~~

Fear Won’t Drive the Failure of Globalism, But Blinding Contempt Will | The Daily Bell

http://www.thedailybell.com/news-analysis/fear-wont-drive-the-failure-of-globalism-but-blinding-contempt-will/

By - October 21, 2016

An Establishment In Panic … Pat Buchanan: Ruling class fears the people won’t accept its political legitimacy … Pressed by moderator Chris Wallace as to whether he would accept defeat should Hillary Clinton win the election, Donald Trump replied, “I will tell you at the time. I’ll keep you in suspense.” … “That’s horrifying,” said Clinton, setting off a chain reaction on the post-debate panels with talking heads falling all over one another in purple-faced anger, outrage and disbelief. –Patrick Buchanan

This column from Patrick Buchanan suggests that the American State will founder with Hillary’s election. It will initiate the end of the credibility of modern technocratic government.

We agree with this perspective but not for the reasons Buchanan suggests.

He believes that elites have realized that they cannot control what they have released. He believes they are panicking. Inevitably this panic will initiate further oppression.

But in fact, this is probably what the topmost banking elites hope for: endless, destructive chaos and an undermining of any ability to believe in governmental institutions.

They don’t mind the panic of underlings. That’s how globalism is ushered in, in fact.

Heck, that’s probably one of the reasons for the recent WikiLeaks leaks. One, they can create a pretext for war (hot or cold) with Russia, as Hillary and her circle are already blaming the Russians for initiating the leaks. Two, they have created a further illegitimacy around the Hillary presidency that should follow her into office.

At the very top, that illegitimacy is tolerable and even sought after.

More:

“Disqualifying!” was the cry on Clinton cable. “Trump Won’t Say If He Will Accept Election Results,” wailed the New York Times. “Trump Won’t Vow to Honor Results,” ran the banner in the Washington Post.

But what do these chattering classes and establishment bulletin boards think the Donald is going to do if he falls short of 270 electoral votes?

Lead a Coxey’s Army on Washington and burn it down as British Gen. Robert Ross did in August 1814, while “Little Jemmy” Madison fled on horseback out the Brookville Road?

What explains the hysteria of the establishment? In a word, fear. The establishment is horrified at the Donald’s defiance because, deep within its soul, it fears that the people for whom Trump speaks no longer accept its political legitimacy or moral authority.

This presentation may not give the topmost elites the credit they deserve.

After all, Hillary’s ill health was known long before she began running for president.

The hackable electronic voting machines were likely installed a decade ago with Hillary’s election in mind.

As stated above, Assange’s leaked releases may well be intended to provide a pretext for a cold war with Russia. And such a war can generate a variety of authoritarian actions by Hillary’s regime.

Thus Buchanan’s perspective is simpler than ours.

He believes that those orchestrating the disintegration of American culture (and European culture as well) are panicking.

But there is no panic at the top in our view, only (mostly anyway) overweening, withering contempt.

Central banks and hundreds of trillions of dollars are controlled, apparently, by a small group of families. Armies are controlled by the same individuals.

Countries around the world including so-called enemies of the West – Russia and China – are in league at the very top with the globalist enterprise.

There will likely be no nuclear war, or not the kind envisioned, though there will be greater theater. The globalist plan being pursued aggressively is in its modern incarnation at least 300 years old. If Buchanan were willing to extend his analysis, it would prove accurate.

After the advent of the Gutenberg Press, the elites supposedly hired Martin Luther to split the church.

But the Protestantism unleashed did not prove controllable and eventually led to the populating of the New World by religious orders that rejected the control of the elite, European system.

Several wars were fought to bring the US back into the fold. But it was only with the prosecution of the Civil War that control was reestablished.

This is happening again. There is no New World to move to, but the mechanism is similar. Elite contempt for those they are manipulating is creating a backlash that will not be controllable, anymore than it was previously.

The Internet itself has publicized the corruption and lies of the current system in ways that cannot be rectified. The more people are pushed, the more they will seek out the causes of their discomfort and impending oppression.

Just as 500 years ago, contempt will generate the very dislocations that controlling elements are trying to avoid.

Conclusion: A smooth segue into globalism is not feasible. People may not fight it directly but massive civil disobedience and alienation will surely occur, similar to what came after the Protestant manipulation. It’s already happening.

~~~

BRICS See Aggressive Globalism as Antidote to Economic Failure | The Daily Bell

http://www.thedailybell.com/news-analysis/brics-see-aggressive-globalism-as-antidote-to-economic-failure/

By Daily Bell Staff - October 16, 2016

Xi warns of globalisation backlash at BRICS summit … Chinese President Xi Jinping said Sunday a rising tide of protectionism and anti-globalisation was endangering the world economy’s still fragile recovery as BRICS leaders vowed to forge closer business and trade ties. -AFP

This summit provides yet more evidence that at the very top, the BRICs are aligned with the Western controllers of London’s City.

This has always been our theory and history shows this to be true.

Wall Street tycoons traveled to Russia dressed up as Red Cross workers to ensure that Lenin won the day and communism was established in Russia.

Supposedly Mao attended Yale Divinity School in China and was inducted into the notorious (Illuminati) Skull and Bones fraternity.

The head of Germany during World War I was actually the grandson of Queen Victoria. Hitler was funded by Western central and commercial banks.

Why should the BRICs be any different? The term BRICs was invented by a Goldman Sachs banker.

We are supposed to believe that the BRICs are going their own way and are challenging the West on numerous economic and military issues.

But as usual what’s adopted by the BRICs seems to have its foundation in Western economic and socio-political solutions.

More:

At a summit in the Indian tourist hub of Goa, host Prime Minister Narendra Modi and the leaders of China, Russia, Brazil and South Africa issued a joint declaration on a range of measures, including the setting-up of a new credit ratings agency and fighting tax evasion.

They also agreed to work together to combat “cross-border” terrorism, but Modi’s guests held off from signing up to his fierce condemnation of India’s arch-rival Pakistan as the “mothership of terrorism”.

This excerpt sums up the contradictory facets of this meme most cogently. First we learn that the BRICs are setting up their own Western style “credit agency.” Then we learn that “fighting tax evasion” is a priority, just as it is in the West.

Finally we learn that the BRICs were formed to combat Western hegemony

Really, it’s ludicrous. Thesis, antithesis … synthesis.

The City always needs an antithesis to provide a synthesis.

By adopting Western solutions wholesale, the BRICs create the expectation that there is no other way forward.

A small percentage of blockbuster movies provide the same sort of psychological messaging. Mostly via science fiction, these movies have prepared people for the surveillance society by featuring a variety of intrusive, high-tech instrumentation.

People have not only been conditioned to what is now occurring, they can hardly conceive of an alternative.

And the BRICs are offering the same sort of messaging. There is no other way but the Western way.

The BRICs use a Western central banking system and have already created their own version of the International Monetary Fund.

Now it turns out their “priorities” are exactly the same as Western ones. Even their “summits” mimic the meetings of the G7.

The Chinese president said “deep-seated imbalances that triggered the financial crisis” were far from being resolved … “Protectionism is rising and forces against globalisation are posing an emerging risk,” he added.

It’s really incredible. Merkel could have said this, or Obama. The rhetoric doesn’t diverge at all.

And it gets worse. Predictably, the article mentions Donald Trump, while admitting that Xi “did not single anyone out.”

But this is part of the “populism versus globalism” meme. Yet again, we are provided a contrast between no-know nothing populism (Trump) and the impressive wisdom of world leaders like XI who understand that judicious globalism is necessary to retrieve prosperity and move mankind forward.

Republican candidate Donald Trump has threatened to erect trade barriers to Chinese products if elected US president. Britain’s vote to leave the European Union has been interpreted partly as a backlash against globalisation.

You see? Trump and Brexit on one side, wisdom on the other.

“Modi said it was vital the BRICS nations increased cooperation by dismantling trade barriers and developing infrastructure.”

What are the chances? The BRICs sound just like the G7. They want to increase the efficiency of tax collection, reduce trade barriers and fund infrastructure – which has been a big issue in the US presidential election.

It starts to sound like an American campaign speech.

And then there is this: Russian President Vladimir Putin wants “closer cooperation in areas such as e-commerce and space exploration.” More Western-style priorities it seems.

Even terrorism was mentioned: “A joint statement at the end of the summit … referred to … combating ‘cross-border terrorism and its supporters.'”

Something is wrong with this scenario. It smells of coordination. How is that the world is suddenly at war? How is it that the BRICs have adopted the West’s economic, political and military matrix in almost all ways.

The obvious answer is that a homogenized world is one that can more easily be globalized. The corollary to this is that one way or another the military tensions being reported on in blaring headlines are part of tool kit designed to move the world in the desired direction.

It is difficult to comprehend how tiny, elite groups can coordinate the world’s affairs. But this seems to be what’s taking place. In every facet of commerce and politics, East and West seem to have adopted similar approaches.

Conclusion: Observe what’s being reported by the mainstream carefully. Deep currents swirl throughout the world and change is coming. Please don’t take any of it at face value.

~~~

Pink Floyd - Money (Official Music Video) - YouTube

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Articles In This Thread

kNOT-BREAKING: Shadows on the Cave Wall
Swami -- Sunday, 23-Oct-2016 15:59:49
Deeper, Deeper: Money, Its A Clique
Swami -- Sunday, 23-Oct-2016 16:40:59
Constitutional Convention: More, More - Addicted to Privilege
Swami -- Sunday, 23-Oct-2016 19:03:26

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AN EXPLANATION OF THE FACTIONS