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Recall, that the obscenely wealthy stole their wealth. So they are in a separate category, than someone who started a business and made mutually beneficial exchanges with individual people. Now, if those exchanges were fraudulent, or not exactly a mutually beneficial exchange, then someone gained more than they deserved to gain. That accumulated wealth is the same as stealing.
Also notice, if you made an exchange of trading cards, with your friend, you didn't need "money". During the exchange, the trading cards were the money. So, people can coexist without an official money. It is fear, that leads to worry about making exchanges throughout a society. It is the distrust among people that leads to fear. Distrust of people comes from past behavior and experience. Those past behaviors and experiences occurred during conditions of financial abuse, societal abuse, or individual abuses. Most screwed up people are carrying baggage that stems from abuse born from poverty, or financial abuse. Relationships are stressed when financial survival is threatened. So, distrust is born from stress of financial survival.
What appears impossible, is not always impossible.
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