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Update from Rayelan -- OMG What Have I Gotten Myself Into?

Posted By: Rayelan
Date: Sunday, 24-May-2015 14:24:55

As you know, I have moved. Very quickly I was hit with two glaring and immediate problems.

The first problem that hit me in the face the moment I walked in to my beautiful house in the country was mice... cute little mice that would make nice pets if you kept them in a cage!!! These little mice have free run on the entire house. God only knows what they eat besides my food.

I discovered quite by accident where they get their water... they get it out of the dog water. I know because I found one of them floating in the dogs' water bowl. I have since retired the two water bowls that the mice can get in and I am using an old bird bath. They won't be able to climb the sides of the bird bath. It's at least six inches off the floor. I am keeping my fingers crossed and hoping and praying that I find no more dead rats floating in the water.

The second problem was one caused by the painting crew who painted the inside of the house. They lived at the house while they painted and laid linoleum. They stayed longer than expected because I couldn't leave my old house until Melinda was evicted otherwise I would have to continue to pay double rent, which I did from January until I officially moved out.

What problem did the painting crew cause? A $2500.00 electric bill. The electric was turned off, when I called to report an "outage" I was told that there were no outages in my area, and then I was told that I owed $2500. That was the first time I had any idea that I owed this huge bill. In other words, I never received any bills from the electric company. I have NO idea where the bills went. The electric company told me that they weren't returned.

I was able to get it turned back on because of medical necessity. I use a C-Pap machine as does my roommate. But without giving the electric company a large sum of money each month until the $2500.00 is paid off... (in addition to the normal bill,) I will be taken to court and ordered to pay, which will mean that the electric company will be able to shut off the power and take money out of my bank account and probably Paypal too. It will also mean that I won't be able to rent another house because I will never be able to get electricity in my name.

20/20 hindsight is excellent. I should have stayed put right where I was. But I never expected my freeloading houseguest to leave within a week of losing the eviction battle. It has taken all this time to clean up the mess she left.

I now find that I have overdrawn my bank account once again. I finally have figured out how it happens. I always check my balance to make sure that I don't overdraw. Why don't I remember how much is in the account? It's because I sell several products from my website... products like JC Tonic (aka Jurak Classic Tonic.)

I also sell ThermaMend but for some reason their link is not working. I will find out why and post it. Believe me, JC Tonic and Thermamend have saved my poor old body. I drink the Tonic by day and rub the Thermamend on my sore and aching muscles at night. Both of these companies deposit my earnings directly into my bank account. Some months I do very well with these products, especially after I talk about how incredible they are.

Because they deposit directly into my checking account, I am not surprised when I check the balance and find that I suddenly have $600.00 or more in my account... and checking the account using my cell phone a few days ago, it looked as though I had over a thousand dollars in my account. Sad to say, the balance was not a positive one, it was a negative one. I am overdrawn by -$1,084.54.

My Veterans benefits will just barely cover this when they are paid on the first. But it won't cover my $750.00 rent. Needless to say, I need help.

I would like to pay all of the past electric bill which is close to $2500.00... (I am not sure of the actual bill because I still have never seen a bill, but it is close to $2500 give or take $20.00) and I need to put -$1,084.54 in my bank account to cover the overdrafts. I need a $3500.00 loan which I will start paying back on the first of each month or sooner.

I am not asking that one special person GIVE me the money, I am asking that one special person or two or three LOAN me the money. Depending on how many people agree to loan me money, I can begin to pay you back at $400.00 a month until the loan or loans are paid off. If 4 people loan me this amount, I will pay each person back $100.00 each month or more depending on how well my ebay sales go.

I truly do need help because I only have so long before the electric will be shut off permanently. I also need to keep my phone on, if this is possible. I can actually do without a phone because If my electric and my internet connection stay on I can use skype or any of the other relatively inexpensive phone systems. Like everyone, I have grown used to having a cell phone but I survived before cell phones and I can survive if mine is taken away.

It's almost shut off right now. I had an agreement with them to pay $400.00 on a certain day, I missed my payment date and now cannot make calls. I can receive calls as long as I am paying something each month on the balance.

Now that I have a roommate who is helping out with the bills to the best of his ability, I don't foresee a problem in paying back a $3500.00 loan over a period of six months. That would be about $600.00 a month.

Now that I have a roommate that is trustworthy, I am going to open an ebay store to sell my vast collection of vintage purses and shoes that I have been dragging around with me for over 40 years.

I used to be a shoe buyer for Nordstroms and in those days (late 60s early 70s) we could buy anything in the store at cost. Needless to say, I bought lots of shoes and purses for myself and for my mother. I sold a very large chunk of them to support myself while my late husband, Gunther was in prison. He was released before I depleted my stock. I chose to hold on to the shoes and bags because with flea markets and now ebay, it's like having money in the bank.

I just rescued my 99 Jeep from the pawn shop. I have one other non secured loan that will be due the 30th. It was for $300.00. I have never pawned anything in my life. But such is the sad story of my financial world right now.

If you can loan me a large amount, please don't use Paypal, they will take way too much. Email me and I will send you my phone number and we can figure out the best way for me to receive the money.

I am praying that someone can help as soon as possible. I don't know how much longer I will have electricity if I don't pay them at least another $500.00... the same goes for my phone, but that amount is smaller, around $200.00 plus the normal bill will keep the phones on.

At the moment ALL of my personal money is going for the rent and for back utility bills. Thank God that I had put away a supply of emergency food. I have a Coleman camp stove which I used to heat water when the power was off. Some of my emergency food only requires water. And a lot of the meals are ready to eat just by opening them. I even have some that are supposed to last 25 years and heat themselves. I haven't found those yet... hopefully I find them before the mice do.

Anything you can do to help will be greatly appreciated. For donations over $50.00 I can send you one of my books, Diana, Queen of Heaven or The Obergon Chronicles, Introduction to The Obergon Chronicles or both for donations over $100.00.

All books will be autographed and you will be able to sell them on ebay. Some people are asking over $100.00 for The Diana book. One person even asked $500.00 for it.

I thank all of our readers/donors who helped me make it through this month and most of my move. I still haven't paid all of my helpers but fortunately they know that I will pay them.

I need to go. I still have pods to unload and and have returned to the Pod People. I have unloaded everything I can carry by myself. I had to hire one of my helpers, with a promise to pay him later. I pray I can pay him later because like all of us, he needs the money just to survive.

Thank you so much for your help. Here is a direct link to my paypal account. This way the widget won't take anything out.






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AN EXPLANATION OF THE FACTIONS